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ELIGIBILITY CRITERIA:
 

Salaried Individual:
Minimum age of Applicant: 21 years  
 
Maximum age of Applicant at loan maturity: 60 years
 
Minimum employment: 1 year in current employment and minimum 2 years of employment
 
Gross household income i.e. including income of the spouse: Rs 100000 net annual income
 
Telephone: Necessary at residence
     

Self Employed:

 
 
Minimum age of Applicant : 21 years
 
Maximum age of Applicant at loan maturity : 65 years
 
Minimum employment : At least 3 years in business
 
Minimum Annual Income : 60000
     
Partnership Firms:
 
Minimum Income : Rs. 60000 p.a
 
Minimum turnover : Turnover Rs 4.5 lacs
 
Telephone: Landline at office and at residence of the loan executing partner. Post-paid mobile phone of three month vintage acceptable in case of landline at only one place
     
Private Limited / Public Limited Company:
 
Minimum Income: Rs. 60000 p.a.
 
Telephone: Landline at office
     

   
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